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Welcome to the official site of Hometown Mortgage Company South Incorporated. We are a full service mortgage company based in Lafayette, Louisiana. We specialize in FHA, USDA, Conventional, VA. We also serve the surrounding cities of Louisiana. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Hometown Mortgage Company South Incorporated unique is that we offer the following niche programs as well: down payment assistance, low down payment, down to 580 FICO and no monthly mortgage insurance!
Contact Hometown Mortgage Company South Incorporated today to discuss your mortgage loan options, and find out which loan program will best suit your needs.